At the moment, however, smart credit cards are in their prototype stage, with few available for preorder. Plastc (pictured top), Swyp, Stratos (pictured above), and Coin intend to add an “account number masking” mechanism that will protect your personal card information in the event of a security breach, but that won’t be the case when smart credit cards become available to the consumer public. If you’re not too thrilled about Apple Pay or Android Pay and would rather not risk the loss of your information, you can always wait for smart credit cards.
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